Asigurari locuinte

Asigurarea locuintelor persoanelor fizice imbraca forma unei "asigurari complexe" care, in afara riscurilor enumerate, mai poate acoperi: cheltuieli pentru cazarea in alta locatie, cheltuieli cu mutatul bunurilor, asigurarea de accidente si de deces, etc.

Asigurari raspundere civila

O alta categorie de asigurari cu pondere importanta o reprezinta asigurarile de raspundere civila. Asigurarea de raspundere civila este facultativa dar asigurarea de raspundere civila profesionala este in unele cazuri, impusa prin lege prin norme sau ordine - de exemplu: asigurarea de raspundere civila profesionala a medicilor si personalului medical ("malpraxis").

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